If you're a college student with limited credit history, here's a card that will help you build your financial independence. Use your card wisely, pay your bills on time, make smart financial decisions and you will be well on your way to establishing a strong credit history.1
- Earn 1 reward point for every $1 in net purchases. Plus, you have five years to redeem points for rewards.2
- Redeem your points for a wide variety of valuable reward options including, cash back, merchandise, travel and gift cards from your favorite retailers and restaurants.
- Earn 500 reward points by enrolling in auto-pay.3
- Earn 500 reward points by enrolling in e-statements.3
The College Rewards Visa card comes with many valuable benefits including access to the interactive credit education website: Smart Credit Matters. See Consumer Card Features and Benefits for a complete listing of all card benefits.
Earn 1,000 bonus points after your first purchase.3
Variable APR currently 11.99% to 20.99%.* See Terms and Conditions for complete details.
No Annual Fee
Applicant must be 18 years of age and have a U.S. Address and Social Security Number.
1 Late payments and going over the credit limit may damage your credit history.
2 The Elan Rewards Program is subject to change. Points expire five years from the end of the quarter in which they are earned.
3 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Enrollment bonus points will be applied 6 to 8 weeks after the first auto-payment has posted or after e-statement enrollment is received. Monthly net purchase bonus points will be applied each billing cycle. Net purchases are purchases minus credits and returns.